QLD stamp duty rates
QRO charges transfer duty on a sliding scale that rises with the property's value. These are the rates the calculator uses, as QRO publishes them.
| Dutiable value | Duty |
|---|---|
| Not more than $5,000 | Nil |
| More than $5,000 up to $75,000 | $1.50 for each $100, or part of $100, over $5,000 |
| $75,000 to $540,000 | $1,050 plus $3.50 for each $100, or part of $100, over $75,000 |
| $540,000 to $1,000,000 | $17,325 plus $4.50 for each $100, or part of $100, over $540,000 |
| More than $1,000,000 | $38,025 plus $5.75 for each $100, or part of $100, over $1,000,000 |
| Dutiable value | Duty |
|---|---|
| Not more than $350,000 | $1.00 for each $100 or part of $100 |
| More than $350,000 to $540,000 | $3,500 plus $3.50 for every $100, or part of $100, over $350,000 |
| $540,000 to $1,000,000 | $10,150 plus $4.50 for every $100, or part of $100, over $540,000 |
| More than $1,000,000 | $30,850 plus $5.75 for every $100, or part of $100, over $1,000,000 |
Stamp duty on a $700,000 and $800,000 home in Queensland
The table shows what different buyers pay in Queensland at two common prices. Change the price, buyer and property type in the calculator above to see your own figure.
| Buyer | $700,000 | $800,000 |
|---|---|---|
| Investor | $24,525 | $29,025 |
| Owner-occupier | $17,350 | $21,850 |
| First home buyer, established home | $0 | $21,850 |
| First home buyer, new home | $0 | $0 |
| Foreign purchaser, including the 8% surcharge | $80,525 | $93,025 |
How stamp duty is calculated in Queensland
Find the band the dutiable value falls in and apply its rate. A $700,000 purchase at the general rate falls in the “$540,000 to $1,000,000” band ($17,325 plus $4.50 for each $100, or part of $100, over $540,000):
$17,325 + $4.50 × 1,600 (the number of $100 steps above $540,000) = $24,525
The dutiable value is the price you pay, or the property's market value if that is higher. Concessions then reduce or remove the duty, and a foreign purchaser surcharge is added on top.
First home buyer stamp duty in Queensland
Queensland has three first home concessions, and you can claim one:
| Value of the home | Deduct from the home concession duty |
|---|---|
| Not more than $709,999.99 | $17,350 |
| $710,000 to $719,999.99 | $15,615 |
| $720,000 to $729,999.99 | $13,880 |
| $730,000 to $739,999.99 | $12,145 |
| $740,000 to $749,999.99 | $10,410 |
| $750,000 to $759,999.99 | $8,675 |
| $760,000 to $769,999.99 | $6,940 |
| $770,000 to $779,999.99 | $5,205 |
| $780,000 to $789,999.99 | $3,470 |
| $790,000 to $799,999.99 | $1,735 |
| $800,000 or more | Nil (the home concession may still apply) |
For an established home the concession amount is $17,350 up to $709,999.99, which removes the duty on a home up to $700,000. It then falls by $1,735 for each $10,000 of value and ends at $800,000. QRO's example: a $795,000 first home costs $21,625 at the home concession rate, less $1,735, so $19,890.
- First home (new home) concession: no transfer duty on a new home, with no cap on its value, for contracts from 1 May 2025.
- First home vacant land concession: no transfer duty on vacant land to build your first home on, with no cap, for contracts from 1 May 2025.
- First home concession: for an established home valued under $800,000. Duty is worked out at the home concession rate, less a concession amount.
Who qualifies for a first home concession?
QRO says you must:
Selling, renting out or transferring the home soon after you claim can cost you some or all of the concession.
- be acquiring the property as an individual, aged 18 or over
- for contracts from 1 August 2026, be an Australian citizen, permanent resident or specified foreign retiree
- never have held an interest in a residence anywhere in Australia or overseas, and never have claimed the first home vacant land concession
- move in with your belongings and live there daily within a year of settlement (this can't be extended)
- pay market value if an established home is valued from $700,001 to $799,999.
The home concession for any home you'll live in
You don't need to be a first home buyer for the home concession. If you'll move into the home within a year of settlement, the first $350,000 is charged at a lower rate, saving up to $7,175. QRO's example: a $950,000 home costs $28,600 instead of $35,775. The home concession applies to a residence, so a non-first home buyer pays the general rate on vacant land.
There are no separate concessions for seniors card or pensioner concession card holders in Queensland.
Additional foreign acquirer duty
Foreign persons, including foreign companies and trusts, pay additional foreign acquirer duty (AFAD) of 8% of the dutiable value when they buy residential land, on top of transfer duty. On a $700,000 investment that is $56,000, for a total of $80,525. From 1 August 2026 the home concessions are only for Australian citizens, permanent residents and specified foreign retirees.
When is stamp duty due in Queensland?
Your transfer documents must be lodged with QRO within 30 days of the liability arising, usually the date you sign the contract or it becomes unconditional. QRO then issues an assessment with the amount and due date. Most Queensland solicitors and conveyancers are registered self assessors who lodge and stamp the documents for you. The transfer can't be registered until it is stamped, and late lodgement or payment attracts penalty tax and interest.
What the calculator leaves out
- Land titles registration and transfer fees, which are charged separately.
- Off-the-plan, pensioner and other special concessions, and purchases split between eligible and ineligible buyers.
- Mixed-use, commercial and primary production property.
For a formal figure, use the QRO transfer duty estimatoror ask your conveyancer. Stamp duty is paid from your own money in most cases, so add it to the deposit you need: ourfirst home buyer schemes and grants guide covers the deposit side, and themortgage repayment calculator shows what the loan will cost.
QLD stamp duty questions
How much is stamp duty on a $700,000 house in QLD?
$17,350 if you'll live in it (home concession rate), $24,525 for an investor, and nothing for an eligible first home buyer, whether the home is new or established.
How much is stamp duty on a $800,000 house in QLD?
$21,850 for a home you'll live in and $29,025 for an investor. The first home concession for established homes ends at $800,000, but a first home buyer pays nothing on a new home at this price.
Do first home buyers pay stamp duty in QLD?
Not on a new home or vacant land, at any value, for contracts from 1 May 2025. On an established home there is no duty up to $700,000 and reduced duty up to $799,999.99.
Do pensioners get a stamp duty concession in Queensland?
No. QRO has no separate rate or concession for seniors card or pensioner concession card holders, though a pensioner buying a home to live in can claim the home concession like anyone else.
What is the home concession in Queensland?
A lower rate on the first $350,000 of a home you'll move into within a year of settlement. It saves up to $7,175 and doesn't require you to be a first home buyer.
When do you pay stamp duty in QLD?
Your documents must be lodged within 30 days of signing the contract (or when it becomes unconditional), and the duty paid by the due date on QRO's assessment. In practice your conveyancer pays it before or at settlement.
